Places to Live in Florida With Lower Cost of Living

7 Places to Live in Florida With Lower Cost of Living

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There’s no denying that Florida is a great place to live. The weather is amazing, the beaches are beautiful, and there’s always something to do. However, Florida can also be a very expensive place to live. If you’re looking for a place in Florida with a lower cost of living, here are some places you should consider.

If you’re considering moving to Florida and are looking for a lower cost of living, there are several cities and towns to consider. Some of these include Dunedin, Pensacola Beach, Haines City, and Tavares.

These cities and towns are also close to Disney and offer affordable housing options and a low cost of living.

1. Pensacola Beach

Pensacola is one of Florida’s oldest metropolitan areas, with beautiful sun-kissed beaches. It is a perfect place for retirees, young families, and those who just want a low-cost, laid-back lifestyle.

You can enjoy a warm climate year-round, with an average temperature of 68 degrees. In addition, the area boasts 224 sunny days per year, making it a good place to raise a family.

Pensacola Beach
Photo Credit: Jason Meredith

The city is home to a vibrant downtown area, including the National Naval Aviation Museum and the Blue Angels Naval Aerobatic Team.

The area is also known for its deep Gulf water, making fishing in Pensacola a favorite pastime.

There are plenty of opportunities for employment in the area, with many companies hiring for different positions in various industries.

Pensacola Beach, Florida is home to some of the most beautiful beaches in the country.

With pristine white sand and clear waters, Pensacola Beach is consistently rated as one of America’s top beaches.

It is nestled right in front of the Gulf of Mexico, with a coastline that boasts many surrounding islands.

2. North Port

Located about 27 miles south of Sarasota, North Port is a great place to live if you want to spend some time by the water.

There are many beautiful waterfront homes and many of them do not have HOAs. They are also in the public water and sewer system, making them great for boaters and campers.

Another big plus is the lack of state income tax. This is one of the biggest benefits of living in Florida!

While North Port doesn’t have a lot of shops or restaurants, it does offer a low cost of living compared to other places in the state.

North Port
Photo Credit: Fife Club

The cost of living in North Port is lower than the national average.

The city has a low crime rate, abundant sunshine, and unending outdoor activities. While the city doesn’t have as many amenities as other parts of the state, it’s still a great place to raise a family.

It’s also a great place to get a good education.

If you’re thinking about moving to Florida, you should learn more about North Port. This small town on the Gulf Coast of

Florida is known for its beautiful beaches and spectacular weather most of the year. You’ll also be pleasantly surprised by how affordable house prices are here.

However, before you move to North Port, make sure you consider the local economy, schools, diversity, and cost of living.

3. Fort Lauderdale

In 2014, Florida passed New York to become the third-most-populated state in the country.

By the end of the decade, it is projected to add more than 300,000 new residents annually, reaching a total population of about 23 million.

As the state grows, its population density also increases, which affects home prices and job opportunities.

Fort Lauderdale
Photo Credit: Milei.vencel

Fort Lauderdale is one of the most expensive cities in Florida, with a cost of living approximately 40% higher than the national average.

Prices go up even more during the tourist season. In fact, the average listing price of a home in Fort Lauderdale is over $500,000, which is about 30% above the assessed value.

Therefore, most households choose to rent apartments until they save up a down payment, or they commute from the outer suburbs.

Living in Fort Lauderdale, as well as Florida in general, also means learning to tolerate insects and animals.

The cost of living in Fort Lauderdale can vary from neighborhood to neighborhood, but some neighborhoods are more affordable than others.

One of the more affordable neighborhoods in River Oaks, which has friendly neighbors and a nice selection of single-family homes.

4. Tavares

If you’re looking for a place to live in Florida with a lower cost of living, Tavares, Florida, might be a good choice. It’s a popular waterfront community that offers a variety of activities. You can enjoy living close to nature and enjoying its parks.

It also has a vibrant social scene.

The cost of living in Tavares, Florida is lower than the state average. The median home value in Tavares is $282,588.

The city offers many housing options, including all-ages subdivisions, 55+ communities, and mobile homes.

Photo Credit: Ebyabe

In addition, the city’s amenities include a walkable downtown and an award-winning hospital. The median household size is 2.9 people. The city has a high percentage of middle-aged adults, which makes it a good place for retired individuals and families.

Compared to other major U.S. cities, the cost of living in Tavares, Florida is 12% lower than the national average.

However, the cost of living in Tavares is dependent on the real estate market, career choice, and salary. You can use a cost of living calculator to see what your budget can comfortably handle.

5. Dunedin

If you’re looking for a place to live that is affordable and close to work, then look no further than Dunedin, Florida. This city is ranked above the average livability level in Florida and is one of the best places to live in Florida with lower cost of living.

This rating takes into account a variety of factors such as the cost of living, crime, and education levels of residents. It also takes into account the number of jobs available in the area and the quality of life.

Photo Credit: Ulrich Lange

Housing prices in Dunedin are considerably lower than the national average.

However, you will likely have to make some compromises when it comes to location, size, and condition. Insurance costs are also high because of the state’s high risk of flooding and tropical storms.

Dunedin is a historic city on Florida’s Gulf Coast.

It was once an important seaport and home to the state’s largest sailing fleet. It now boasts a population of about 38,000 and five miles of sparkling shoreline.

Dunedin is a low-cost city with low crime rates and it’s population is highly educated, with 30% of residents having a college degree or higher.

Its downtown area has a variety of unique shops and restaurants that can satisfy your needs.

6. New Port Richey

New Port Richey, Florida has a cost of living that is roughly 20 percent lower than the national average. However, costs vary by profession, real estate market, and many other factors.

If you’re considering a relocation, you should calculate how much you’d need to save each month to pay your current rent and mortgage.

New Port Richey
Photo Credit: Ebyabe

New Port Richey, Florida is ranked seventh on the list of best retirement cities in the country. The city’s proximity to the Gulf of Mexico makes it a great place to retire.

You’ll have easy access to stunning beaches and a variety of recreational activities, such as boating, fishing, and bird watching.

If you love sports, this is the perfect place for you.

The cost of assisted living in New Port Richey is considerably lower than the national average. There are approximately 20 assisted living communities in the city.

7. Haines City

If you’re looking for a lower cost of living in Florida, you might want to consider Haines City, Florida. It’s about an hour and a half south of Tampa and Orlando and has a population of 28,000 people.

The cost of living here is considerably lower than the national average. While the city has a low cost of living, it is not particularly cheap.

Haines City
Photo Credit: Ebyabe

Haines City has a moderate cost of living compared to other Florida cities.

When looking for a place to live in Florida, keep in mind factors such as state income tax rates, average home value, and property rent.

If you’re looking for a place where neighbors are nice, the demographics may play a large part in your decision. In Haines City, 44% of households are renter occupied.

In Conclusion

These are some of the best places to live in Florida if you’re looking to save some money.

From smaller towns, not mentioned here, like DeLand to larger cities like Tampa, there are plenty of options for those looking to live cheaply in the Sunshine State.

With a little bit of research and planning, you can find the perfect place for you and your budget.

So, whether you’re a retiree on a fixed income or a young professional just starting out, don’t be discouraged by Florida’s high cost of living – there are plenty of places that will fit your budget!

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